Trekking Insurance
Insurance for Hiking, Trekking and High-Altitude Mountaineering
Travel and explore the mountains with greater peace of mind. We offer insurance and coverage options for hiking, trekking and mountain activities, both in Peru and at international destinations.
Coverage may include activities in remote and hard-to-reach areas, with options for search and rescue, and emergency evacuation, subject to the terms, conditions and limits of the selected plan.
Available for hiking routes, trekking trips and expeditions that meet the applicable requirements, including options for high-altitude mountaineering.
Options for hiking, trekking and certain high-altitude mountain activities, subject to the selected plan.
May include emergency air evacuation when medically necessary, authorized and operationally feasible.
Emergency support throughout your trip, subject to the coverage and terms of the selected insurance product.
Is This Coverage Suitable for My Trek?
Every adventure is different. The coverage you need will depend mainly on the maximum altitude, destination, route difficulty, planned activities and the terms and conditions of the insurance policy.
Options are available for trekking and mountain routes reaching approximately 6,500 m, ranging from traditional hiking trails to eligible high-altitude expeditions.
Featured Trekking Routes and Mountains
Explore some of the main hiking, trekking and high-altitude mountaineering destinations featured in this guide. Listing a route does not automatically guarantee coverage.
Inca Trail to Machu Picchu
4,215 mOne of South America's most famous trekking routes, following ancient Inca trails and crossing Andean mountain passes.
Salkantay Trek
4,630 mA high-altitude route to Machu Picchu through glaciers, mountains and forests.
Ausangate Trek
approx. 5,200 mA high-altitude circuit featuring mountain passes, glacial lakes and the spectacular Ausangate massif.
Choquequirao Trek
approx. 3,050 mA challenging trek through deep Andean valleys to the archaeological complex of Choquequirao.
Santa Cruz Trek
up to approx. 4,750 mA classic circuit in the Cordillera Blanca, crossing Punta Unión Pass amid glacial lakes and towering mountains.
Cordillera Huayhuash
approx. 5,000–5,100 mA high-altitude trekking circuit featuring numerous mountain passes close to or above 5,000 m.
Cedros–Alpamayo Trek
approx. 4,850 mA multi-day trek through remote sections of the Cordillera Blanca, offering views of Alpamayo.
Mount Pisco
5,752 mA popular glacial climb in the Cordillera Blanca and a frequent acclimatization objective.
Tocllaraju
6,034 mA technically more demanding glaciated mountain located in the Ishinca Valley.
Alpamayo
5,947 mAn iconic mountain in the Cordillera Blanca, featuring technical snow and ice climbing routes.
Huascarán
6,768 mThe highest mountain in Peru. It exceeds the 6,500 m limit and requires verification of specific coverage.
Quilotoa Loop
approx. 3,900 mA trekking route through Andean communities and volcanic landscapes surrounding Quilotoa Lake.
Cotopaxi
5,897 mOne of the world's highest active volcanoes and a well-known high-altitude mountaineering destination.
Cayambe
5,790 mA high-altitude glacial ascent in the Ecuadorian Andes.
Chimborazo
6,263 mEcuador's highest mountain, requiring acclimatization, experience and appropriate equipment.
El Altar
approx. 5,319 mA remote volcanic massif surrounded by lakes and exceptionally beautiful mountain terrain.
Condoriri Trek
approx. 5,000 mA high-altitude circuit through lakes, elevated mountain passes and peaks in the Cordillera Real.
Huayna Potosí
6,088 mOne of Bolivia's most popular mountains above 6,000 m.
Sajama
6,542 mBolivia's highest mountain. It slightly exceeds 6,500 m, so the applicable altitude limit must be verified.
Illimani
6,438 mAn imposing glaciated massif near La Paz and one of Bolivia's major high-altitude mountaineering expeditions.
Aconcagua
6,961 mThe highest mountain in the Americas. It stands well above 6,500 m and requires specialized insurance coverage.
Laguna de los Tres / Mount Fitz Roy
approx. 1,170 mOne of Patagonia's most iconic trekking routes.
Huemul Circuit
approx. 1,400–1,500 mA remote and challenging circuit near El Chaltén.
Bariloche and Frey Mountain Hut
approx. 1,700 mA route through forests, lakes and mountains in northern Patagonia.
Torres del Paine W Trek
approx. 1,200 mOne of the world's most famous treks, passing glaciers, lakes and the iconic Torres del Paine peaks.
Torres del Paine O Circuit
approx. 1,200 mA longer and more challenging circuit that loops around much of the Paine Massif.
Cerro Castillo Trek
approx. 1,600 mA Patagonian trek featuring mountain passes, lakes and remote terrain.
Dientes de Navarino
approx. 850–900 mA remote southern trek near Puerto Williams, where weather conditions can change rapidly.
Lost City Trek
approx. 1,200 mA tropical trek through the Sierra Nevada de Santa Marta to the ancient archaeological site of Teyuna.
Los Nevados National Natural Park
above 4,000 mRoutes through páramo ecosystems, volcanoes and high-altitude landscapes.
Nevado del Tolima
5,215 mAn ascent through several ecosystems before reaching glaciated terrain.
Sierra Nevada del Cocuy
above 5,000 mOne of Colombia's leading destinations for trekking and high-altitude mountaineering.
Everest Base Camp Trek
5,364 mOne of the world's most famous high-altitude treks. Kala Patthar reaches approximately 5,545 m.
Annapurna Base Camp Trek
4,130 mA classic Himalayan trek leading to the spectacular natural sanctuary of Annapurna.
Annapurna Circuit
up to approx. 5,416 mCrosses the famous Thorong La Pass and traverses a remarkable variety of landscapes.
Manaslu Circuit
up to approx. 5,106 mA remote trekking circuit around the Manaslu massif, crossing the Larkya La Pass.
Mount Kilimanjaro
5,895 m · TanzaniaAfrica's highest mountain and one of the continent's premier adventure destinations.
Mount Meru
4,566 m · TanzaniaA popular ascent that is also used for acclimatization before climbing Kilimanjaro.
Mount Toubkal
4,167 m · MoroccoThe highest mountain in North Africa and a leading trekking destination in the High Atlas.
K2 Base Camp Trek
approx. 5,150 m · PakistanA major trekking expedition across the Baltoro Glacier toward Concordia and the spectacular surroundings of K2.
Gondogoro La
approx. 5,585 m · PakistanA technically more demanding high-altitude pass associated with the K2 trekking route.
Markha Valley Trek
approx. 5,200 m · IndiaA high-altitude trek in Ladakh through villages, valleys and elevated Himalayan mountain passes.
Tour du Mont Blanc
approx. 2,665 m · EuropeAn international trekking circuit through France, Italy and Switzerland around the Mont Blanc massif.
Walker's Haute Route
approx. 2,987 m · EuropeAn Alpine trek between Chamonix and Zermatt, crossing numerous mountain passes.
The Dolomites
above 2,500 m · EuropeAn extensive network of hiking trails, Alta Via routes and mountain paths in the Italian Alps.
Choose Coverage Based on Your Altitude
Trekking at 2,500 m is not the same as crossing a mountain pass at 5,400 m or attempting to climb a 6,000 m mountain.
Always identify the actual maximum altitude of your entire itinerary before purchasing insurance.
Hiking, conventional trekking and certain lower-altitude routes.
Adventure trekking and higher-altitude routes.
Trekking, expeditions and certain eligible high-altitude mountaineering activities.
Search, Rescue and Evacuation
Depending on the product and the terms of the selected policy, coverage may include search and rescue in remote areas, medical evacuation, emergency coordination and helicopter evacuation when necessary, authorized and operationally feasible.
The altitudes listed are approximate and may vary depending on the specific route variation, campsite, mountain pass or summit selected.
The appearance of a destination on this page does not automatically guarantee coverage.
Before traveling, verify the maximum altitude, activity, guide requirements, coverage limits, exclusions, deductibles and all other policy terms and conditions.
Why Choose Us for Your Trekking and Adventure Insurance?
A mountain adventure can expose you to risks far beyond those associated with conventional travel. High altitudes, remote routes, extreme weather changes and limited access can turn an emergency into a complex situation.
Specialized Coverage
Options designed for travelers who enjoy hiking, trekking, expeditions and mountain activities.
24/7 Assistance
Round-the-clock availability to help coordinate emergencies according to the service included in your plan.
Search and Rescue
Certain plans may include search and rescue services in remote and hard-to-reach areas.
Evacuation
Ground or air evacuation options when applicable and operationally feasible.
International Destinations
Options for travelers undertaking mountain activities in different regions around the world.
Mountain Expertise
A focused approach to prevention, assistance, coordination, search, rescue and evacuation.
Frequently Asked Questions About Hiking and Trekking Insurance
Find answers about altitude, search and rescue, evacuation, mountain activities, guides and coverage conditions.
What is hiking and trekking insurance?
It is a type of travel insurance designed for travelers who enjoy hiking, trekking and certain mountain activities.
Depending on the selected plan, it may include benefits related to medical emergencies, search and rescue, authorized evacuation, trip cancellation, trip interruption, baggage and other unexpected events.
Permitted activities, altitude limits, coverage limits and exclusions depend on the specific terms and conditions of the policy.
Does conventional travel insurance cover trekking and high-altitude mountaineering?
Not necessarily.
Some conventional policies may impose altitude limits, exclude certain adventure activities or fail to cover search and rescue in remote locations.
Up to what altitude can I get coverage?
Hiking and certain lower-altitude trekking routes.
Trekking and adventure routes reaching higher altitudes.
Trekking, expeditions and certain eligible high-altitude mountaineering activities.
If your itinerary exceeds 6,500 m, you should check in advance whether specialized coverage is available.
How do I know which altitude coverage level I need?
You should consider the highest point you will reach throughout your entire itinerary, not just the altitude of your hotels or campsites.
- Mountain passes and high passes
- Scenic viewpoints
- High-altitude campsites
- Mountain crossings
- Alternative routes
- Optional sections
- Summit ascents
For example, if your trek reaches a pass at 5,100 m, you will need coverage with an altitude limit that includes at least that elevation.
How can I check whether my route is covered?
Look up your trekking route, hiking trail, mountain or expedition and verify the maximum altitude and type of activity.
You can check routes such as the Cordillera Huayhuash, Inca Trail, Salkantay, Ausangate, Santa Cruz Trek, Everest Base Camp, Annapurna, Kilimanjaro, Chimborazo, Cotopaxi, Huayna Potosí and many others.
Is altitude sickness covered?
Acute mountain sickness (AMS) can become a serious medical emergency when someone is in a remote or high-altitude location.
Depending on the selected product, emergency medical treatment and certain expenses related to evacuation due to altitude sickness may be covered.
All applicable limits, medical conditions, exclusions and other policy provisions will apply.
Is search and rescue covered?
Depending on the selected plan, specific coverage may be available for mountain search and rescue in remote areas.
Before traveling, specifically verify the maximum financial limit available for search and rescue.
Is helicopter evacuation covered?
Depending on the selected product, emergency air evacuation may be covered when necessary, authorized and carried out in accordance with the applicable terms and conditions.
The possibility of using a helicopter will also depend on:
Whenever circumstances allow, contact the 24/7 Assistance Center before arranging an air evacuation directly.
Do I need a guide for my trek?
It depends on the route, altitude and activity.
Some routes can be completed without a guide, while certain high-altitude activities, glacier travel, summit ascents and technical mountaineering may require a professional guide, instructor or authorized operator.
Some policies may require:
- Recognized routes
- Professional guides
- Required permits
- Appropriate technical equipment
- Local safety regulations
What is the difference between hiking, trekking and mountaineering?
Walking along established paths or trails without the need for specialized climbing techniques.
May involve multi-day journeys, campsites, remote areas, high mountain passes and locations far from roads.
May involve glaciers, snow, ice, ropes, crampons, ice axes, harnesses and specialized climbing techniques.
A policy that covers trekking does not necessarily automatically cover technical high-altitude mountaineering.
Can I get insurance for famous treks such as Everest Base Camp or Kilimanjaro?
Depending on the product and selected altitude coverage level, options may be available for internationally recognized routes such as:
Coverage will always depend on the exact route, maximum altitude, activity, guide requirements and the specific terms of the selected plan.
Is my trekking equipment covered?
Depending on the policy, coverage may be available for certain cases of loss, theft or accidental damage to baggage and personal equipment.
Maximum coverage limits, per-item limits, security requirements, documentation requirements and deductibles may apply.
Technical or high-value equipment may be subject to additional conditions.
Can a single policy cover my trek and the rest of my vacation?
Yes, depending on the selected product.
Your policy dates must cover the entire duration of your trip, the selected geographical region must include all the countries you plan to visit, and your planned activities must fall within the coverage provided by your policy.
This allows you to combine a conventional vacation with activities such as hiking, trekking or mountain adventures, provided that all applicable conditions are met.